Your security is of utmost importance to us at Kudough and as a registered credit bureau our systems are audited annually to ensure we meet the highest system and data management standards.

Kudough takes steps to ensure all information is stored and transmitted securely.

Kudough makes use of the highest security technologies to provide secure server encryption of all information before transmission across the internet, rendering it safe.

Our technology is further housed in controlled, secure environments protected from unauthorized access.

Kudough follows POPIA guidelines and only collect information required to fulfil our service requirements on the Financial Wellness Platform.

We will ask you to provide us with personal information to complete the registration and the with your consent we retrieve your credit information from the selected credit bureau and load that to the Financial Wellness Platform to get your financial improvement journey underway.

View our Privacy Notice for more information - https://kudough.co.za/privacy-policy

You will get access to our “Free for Life” benefit which offers you free lifetime access to the Financial Wellness Platform with a free MONTHLY updated credit report for life, with limited platform benefits.

With over 13 years of helping consumers, Kudough will guide you through our online tools and expert Credit Coaches to build and maintain your best credit score, manage your debt and save money.

The Identity Verification step ensures your personal information security. You can attempt Identity Verification twice every 24 hours. So, if you failed today, you can try again tomorrow. Alternatively, you can contact the Kudough call centre who will take you through manual verification process.

No, Free is Free for Life. Upgrading your service comes with a cost to access the full services and benefits of the Financial Wellness Platform. The services is month to month so you can cancel whenever you want, zero costs and zero penalties.

Our vision at Kudough is to empower our users to build their best credit score and manage their debt within their means.

We are not taught about credit and debt at school or by our parents, Kudough’s digital platform and expert credit coaches are here to guide you on this journey.

Unique goals and task selected for you, has made score improvement easier than ever.

Kudough is so confident that we will improve your Credit Score, Debt Management and Borrowing Power if you following your personalised Improvement Plan that we will give you all your subscription fees back if you dont improve.